Finance representative example
Vehicle price £15,999. Borrowing £13,999 with a £2,000 deposit at a representative APR of 10.9%. We are a Credit Broker and Not a Lender. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back.
Rates from
8.9% APR
Rep
9.1% APR
Cash Price
£14,999
Deposit
£3,000
Borrowing
£12,999
Monthly
£247.98
Cost of Credit
£ 1879.80
Repayable
£17878.78
At anycolourcar.com, we offer a range of affordable finance options to help you drive away in the perfect vehicle, with payment plans that suit your budget. Whether you're looking for low monthly payments or flexible ownership options, we’ve got you covered with Hire Purchase (HP) and Personal Contract Purchase (PCP) deals, all with low APR rates.
We’re committed to making car finance simple, transparent, and tailored to your needs, helping you get behind the wheel without the stress of high payments.
Low APR Rates: We offer competitive, low APR on all our financing deals, ensuring that your repayments are affordable and manageable over time.
Flexible Finance Options: Choose from Hire Purchase (HP) or Personal Contract Purchase (PCP), depending on your needs. Whether you want to own your car outright or keep monthly payments low, we’ve got a finance plan to suit you.
Quick and Easy Application: Applying for finance with us is simple and hassle-free. Our team is here to guide you through every step, ensuring a smooth, transparent process from start to finish.
Tailored Solutions: We work with leading lenders to offer finance packages that are tailored to your circumstances. We’ll help you find the right deal based on your budget, needs, and the car you want.
Hire Purchase (HP)
If you’re looking to own the vehicle outright at the end of your agreement, Hire Purchase (HP) could be the perfect option. Here’s how it works:
Fixed Monthly Payments: You’ll make fixed monthly payments over an agreed period (usually 2-5 years), with the option to own the car once all payments are made.
Low APR: We offer low interest rates on HP finance, making this an affordable way to spread the cost of your new car.
Ownership at the End: Once all payments are complete, the car is yours to keep—no balloon payment or additional costs required.
Personal Contract Purchase (PCP)
If you want lower monthly payments and more flexibility at the end of your agreement, Personal Contract Purchase (PCP) could be the ideal choice. Here’s how it works:
Low Monthly Payments: PCP typically offers lower monthly payments compared to HP, as you’re only paying for the car’s depreciation during the agreement term.
Final Balloon Payment or Return: At the end of your contract, you’ll have three options:
Pay a final balloon payment to own the car.
Return the car with no further obligations.
Trade in for a new car on a new PCP deal.
Flexible Terms: PCP offers the flexibility to keep your options open, whether you want to own the car or change it for a newer model.
1. Choose Your Vehicle
Explore our wide range of high-quality cars and vans, and find the vehicle that suits your needs. Whether you’re looking for a family car or a performance vehicle, we’ve got great options at competitive prices.
2. Select Your Finance Plan
Once you’ve chosen your car, decide whether Hire Purchase (HP) or Personal Contract Purchase (PCP) is the best option for you. Our finance experts are here to guide you through the process and explain the benefits of each option.
3. Apply for Finance
Complete our quick and easy finance application, and we’ll work with our trusted lenders to find the best finance deal for you. We’ll tailor the package to your budget, ensuring you get affordable payments and great terms.
4. Drive Away
Once your finance is approved, it’s time to drive away in your new car! We’ll finalise the paperwork and help you take the next step towards owning or leasing your vehicle with confidence.
Use our online finance calculator to get an idea of what your monthly payments could look like. Simply enter the details of the car you’re interested in, select your preferred finance option, and see how affordable it is to drive away with anycolourcar.com.
Great Deals on Cars: We offer a wide selection of quality cars and vans, all available with flexible financing options to make ownership more affordable.
No Hidden Costs: We believe in transparency, which means there are no hidden fees or unexpected costs when you finance your car with us.
Low APR on Both HP and PCP: Whether you choose Hire Purchase or Personal Contract Purchase, we offer low APR to keep your payments manageable.
Expert Support: Our friendly finance experts are here to help you every step of the way. We’ll guide you through the options, answer your questions, and ensure you get the best deal for your budget.
Take the next step towards owning or leasing your next vehicle with anycolourcar.com. Get in touch today to explore your finance options, or use our finance calculator to see how low your monthly payments could be.
anycolourcar.com – Always Happy Helping.
Why Finance Through a Dealership
What is Hire Purchase ?
What is Personal Contract Purchase
anycolourcar Limited is registered in England and Wales under company number: 12573459. Genn Lane, Barnsley, S70 6TF. anycolourcar Limited is authorised and regulated by the Financial Conduct Authority, under FCA number: 946186. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) and this may or may not affect the total amount repayable. The lender will disclose this information before you enter into an agreement which only occurs with your express consent. The lenders we work with could pay commission at different rates and you will be notified of the amount we are paid before completion. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers. As we are a credit broker and have a commercial relationship with the lender, the introduction we make is not impartial, but we will make introductions in line with your needs, subject to your circumstances. anycolourcar Limited are registered with the Information Commissioners Office under registration number: ZA863807
The Old Garage, Genn Lane, Worsbrough, Barnsley, South Yorkshire, S70 6TF
Email : hello@anycolourcar.comSales 01226 574410 Customer Care 01226 574321
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