Sunday, December 21, 2025
3 min read

Before you buy a used car, check four things: a paid history check for finance, write-offs and theft; the free MOT history on GOV.UK; the service history; and that the VIN on the car matches the V5C log book. Together they catch most of the problems that cost buyers money.
A paid history check from a reputable provider pulls together records that you cannot easily see yourself. It should tell you whether the car:
has outstanding finance, which could mean the lender still owns it
has been recorded as an insurance write-off, and in which category
is recorded as stolen
has had plate changes or shows signs of being cloned
has mileage readings that do not add up
If finance shows up, do not buy until it has been settled and you have it in writing. Our guide to outstanding finance on a used car explains why.
The MOT history is free on GOV.UK. You only need the registration number. Look for:
Fails and advisories: the same problem coming up year after year, such as corrosion, brakes or suspension.
Mileage: it should rise steadily at each test. A drop or a long flat spell needs explaining.
Gaps: a car that went years without an MOT may have been off the road, which is worth asking about.
Our guide to checking mileage history goes into more detail.
Dated invoices or stamps that show the mileage, the work done and who did it. Check for:
regular oil and filter changes at the intervals in the handbook
timing belt changes where the engine has one
work that matches the MOT advisories, such as new tyres or brakes after an advisory
Gaps are not always a deal-breaker, but they should be explained. See what to check in a service history.
The V5C log book shows the registered keeper, not necessarily the legal owner. Check that:
the VIN on the V5C matches the VIN on the car, usually at the base of the windscreen and on a plate in the door frame or engine bay
the colour, engine size and registration match the car in front of you
the seller's name and address match the V5C, or they can explain why not
Our V5C guide covers what each section means.
No V5C, or a seller who will not show it
A price well below similar cars
MOT mileage that goes backwards
A seller who wants to meet somewhere other than their home or business address
Signs of crash repair, such as uneven panel gaps or paint that does not match
Warning lights on the dashboard
If something feels wrong, walk away. There will be another car.
It is still worth having one, or asking the dealer to show you theirs and checking the date it was run. It takes minutes and protects you.
Less than you might think. A car with several owners and a full history can be a better buy than a one-owner car with gaps.
It can be legally repaired and sold, but it must be declared and it affects value. Read Cat S and Cat N explained before deciding.
anycolourcar.com is based in Barnsley, South Yorkshire. Browse cars in stock or call sales on 01226 574410 with any questions about a car's history. If you want a car you already own looked over, our service centre is on 01226 574321.
Updated October 2026.
Service centre: Monday to Friday, 8am to 5pm.
anycolourcar Limited is registered in England and Wales under company number: 12573459. Genn Lane, Barnsley, S70 6TF. anycolourcar Limited is authorised and regulated by the Financial Conduct Authority, under FCA number: 946186. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) and this may or may not affect the total amount repayable. The lender will disclose this information before you enter into an agreement which only occurs with your express consent. The lenders we work with could pay commission at different rates and you will be notified of the amount we are paid before completion. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers. As we are a credit broker and have a commercial relationship with the lender, the introduction we make is not impartial, but we will make introductions in line with your needs, subject to your circumstances. anycolourcar Limited are registered with the Information Commissioners Office under registration number: ZA863807
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